:root{--bg:#F7F9FC;--white:#FFFFFF;--navy:#0A1D37;--navy2:#143A66;--ink:#1A2B42;--mute:#56667A;--gold:#2B5CC5;--gold2:#8BA9EA;--gtext:#315B9F;--cream:#EEF2F7;--line:#DCE4EE}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Manrope,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.65;font-size:16.5px}
h1,h2,h3{font-family:"Playfair Display",Georgia,"Times New Roman",serif;font-weight:700;line-height:1.08;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.3rem,5.6vw,4rem);letter-spacing:-.02em}h2{font-size:clamp(1.8rem,3.8vw,2.6rem);letter-spacing:-.01em}h3{font-size:1.28rem}
p{margin:0 0 1em;color:var(--mute);max-width:60ch}a{color:inherit}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.gold{background:linear-gradient(100deg,#2454C6,#6F95E5 55%,#2B5CC5);-webkit-background-clip:text;background-clip:text;color:transparent}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.bar{max-width:1160px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font:700 1.1rem Manrope,sans-serif;letter-spacing:-.02em;color:var(--navy)}.logoMark{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:#2454C6;color:#fff;font:700 .78rem Manrope,sans-serif;letter-spacing:0}.logoText{display:block}.logoSub{display:block;margin-top:3px;font:700 .56rem/1 Manrope,sans-serif;letter-spacing:.16em;color:#8A97A8}
nav{display:flex;gap:2px;flex-wrap:wrap;align-items:center}
nav a{text-decoration:none;padding:8px 13px;font-weight:500;font-size:.94rem;color:var(--mute);border-radius:8px}
nav a:hover{color:var(--navy)}nav a[aria-current=page]{color:var(--navy);box-shadow:inset 0 -2px var(--gold)}
nav a.cta-n{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;margin-left:8px;border-radius:99px;padding:8px 20px}
.btn{display:inline-block;padding:15px 30px;border-radius:999px;font:600 1rem Manrope,sans-serif;text-decoration:none;border:0;cursor:pointer;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;box-shadow:0 14px 30px -12px rgba(10,29,55,.65)}
.btn.o{background:transparent;color:var(--navy);border:1.5px solid var(--navy);box-shadow:none}
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line);padding:110px 0 90px;background:radial-gradient(800px 480px at 90% 0%,rgba(191,210,246,.55),transparent 60%),radial-gradient(600px 400px at 0% 100%,rgba(234,239,247,.92),transparent 60%),var(--bg)}
.hero .g{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}
.hero p.lead{font-size:1.2rem;color:var(--mute)}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
.pill{display:inline-block;border:1px solid var(--line);padding:6px 16px;border-radius:99px;color:var(--gtext);font-weight:600;font-size:.88rem;margin-bottom:22px;background:var(--white)}
.tl{list-style:none;margin:0;padding:0}.tl li{display:flex;justify-content:space-between;gap:12px;padding:14px 0;border-top:1px solid var(--line);color:var(--ink)}.tl li:first-child{border:0}.tl b{color:var(--gtext);font-weight:700}
section{padding:96px 0}
.head{max-width:640px;margin-bottom:48px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--gold2);border-radius:22px;padding:36px 30px;box-shadow:0 20px 40px -28px rgba(11,31,58,.25);transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-6px);box-shadow:0 30px 50px -26px rgba(11,31,58,.35)}
.ic{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(140deg,var(--navy),var(--navy2));margin-bottom:22px;box-shadow:0 12px 22px -10px rgba(10,29,55,.55)}
.ic svg{width:28px;height:28px;stroke:var(--gold2);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card p{margin:0}.cream{background:var(--cream)}
.steps{list-style:none;padding:0;margin:0;display:grid;counter-reset:s}
.steps li{counter-increment:s;display:grid;grid-template-columns:70px 1fr;gap:20px;padding-bottom:36px;position:relative}
.steps li::after{content:"";position:absolute;left:29px;top:62px;bottom:0;width:2px;background:var(--line)}.steps li:last-child::after{display:none}
.steps li::before{content:counter(s);width:60px;height:60px;border-radius:50%;display:grid;place-items:center;font:700 1.6rem "Playfair Display",Georgia,"Times New Roman",serif;background:var(--white);border:2px solid var(--gold);color:var(--navy)}
.steps h3{margin:.3em 0 .2em}.steps p{margin:0}
.trust{background:var(--white);border-block:1px solid var(--line)}.trust .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:20px;padding-top:26px;padding-bottom:26px;text-align:center;font-weight:600;color:var(--navy);font-size:.95rem}
  .clientGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.clientCard{min-height:150px;display:grid;place-items:center;background:var(--white);border:1px solid var(--line);border-radius:20px;box-shadow:0 20px 40px -28px rgba(11,31,58,.25);padding:18px}.clientLogo{display:block;width:auto;max-width:88%;height:auto;max-height:72px;object-fit:contain}.clientLogo.clientRbl{width:145px;max-width:94%;max-height:none;transform:scale(1.12)}.clientLogo.clientKotak{width:220px;max-width:94%;max-height:none;transform:scale(1.35)}
.checks{list-style:none;padding:0;margin:14px 0 0}.checks li{padding:6px 0 6px 28px;position:relative;color:var(--mute)}
.checks li::before{content:"";position:absolute;left:3px;top:14px;width:11px;height:6px;border-left:2px solid var(--gtext);border-bottom:2px solid var(--gtext);transform:rotate(-45deg)}
form{display:grid;gap:16px}label{display:grid;gap:7px;font-weight:600;font-size:.92rem;color:var(--navy)}
input,select,textarea{font:inherit;color:var(--ink);background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:14px;width:100%}
#ok{display:none;padding:14px;border-radius:12px;background:var(--cream);color:var(--navy)}
details{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:18px 22px;margin-bottom:12px}summary{cursor:pointer;font-weight:600;color:var(--navy)}details p{margin:12px 0 0}
.two{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chips span{background:var(--white);border:1px solid var(--line);padding:9px 18px;border-radius:99px;font-weight:600;color:var(--navy)}
.mini{font-size:.95rem}.mini h3{font-size:1.3rem}
.eyebrow{display:block;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--gtext);margin-bottom:14px}
.eyebrow::before{content:"";display:inline-block;width:28px;height:2px;background:var(--gold);vertical-align:middle;margin-right:12px}
.lg{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:26px}
.big{font:700 3.2rem "Playfair Display",Georgia,serif;color:var(--gold);line-height:1;margin-bottom:10px}
.ctab{background:radial-gradient(700px 300px at 90% 0%,rgba(201,162,75,.28),transparent 60%),linear-gradient(120deg,var(--navy),var(--navy2));padding:44px 0;color:#fff}.ctab .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.ctab h2{color:#fff;margin:0 0 6px;font-size:clamp(1.5rem,3vw,2rem)}.ctab p{color:#B5C1CE;margin:0}.ctab .btn{background:linear-gradient(100deg,var(--gold2),var(--gold));color:#1A1206;box-shadow:none}
.wa{position:fixed;right:18px;bottom:18px;z-index:9;width:56px;height:56px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.25)}.wa svg{width:30px;height:30px;fill:#fff}
footer{background:linear-gradient(180deg,#0A1D37,#07152A);color:#C7D1DD;padding:44px 0;font-size:.92rem}footer h4{font:600 1.05rem "Playfair Display",Georgia,serif;color:#fff;margin:0 0 12px}
 footer p,footer a{color:#B5C1CE;font-size:.9rem;text-decoration:none;display:block;margin:0 0 6px}footer a:hover{color:var(--gold2)}footer .wrap>div:first-child p{max-width:400px;line-height:1.65;text-align:left}.cin{font-size:.75rem!important;color:#8FA0B2!important;letter-spacing:.02em;margin-top:10px}
footer .wrap{display:grid;grid-template-columns:1.6fr 1fr 1.2fr;gap:36px}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:.82rem;color:#8FA0B2;max-width:1160px;margin-inline:auto;padding-inline:24px}.disc{font-size:.8rem;color:#8FA0B2;max-width:1160px;margin:14px auto 0;padding:0 24px}
.scene{perspective:1400px;padding:20px 10px}.stack{position:relative;transform-style:preserve-3d;transform:rotateY(-16deg) rotateX(7deg);transition:transform .25s ease-out;min-height:400px}.l{position:absolute;border-radius:24px;transform-style:preserve-3d}
.l1{inset:34px -8px -8px 40px;background:linear-gradient(140deg,var(--gold2),var(--gold));transform:translateZ(-60px);box-shadow:0 40px 60px -30px rgba(11,31,58,.5)}.l2{inset:16px 14px 6px 20px;background:var(--cream);border:1px solid var(--line);transform:translateZ(-25px)}
.l3{inset:0 30px 26px 0;background:var(--white);border:1px solid var(--line);padding:30px;transform:translateZ(10px);box-shadow:0 40px 70px -30px rgba(11,31,58,.45);border-top:4px solid var(--gold)}.l3 h3{margin-bottom:10px}
.badge3d{position:absolute;right:-6px;top:-30px;width:92px;height:92px;border-radius:50%;background:linear-gradient(145deg,var(--navy),var(--navy2));display:grid;place-items:center;transform:translateZ(90px);box-shadow:0 24px 34px -10px rgba(11,31,58,.6),inset 0 0 0 4px var(--gold2);animation:bob 5s ease-in-out infinite}.badge3d svg{width:44px;height:44px}
.chip3d{position:absolute;left:-26px;bottom:-14px;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:12px 18px;font-weight:700;color:var(--navy);font-size:.9rem;transform:translateZ(70px);box-shadow:0 24px 34px -14px rgba(11,31,58,.45)}.chip3d i{color:#1E7A4C;font-style:normal;margin-right:6px}
@keyframes bob{50%{transform:translateZ(90px) translateY(-10px)}}.tilt{transition:transform .2s ease-out,box-shadow .25s;transform-style:preserve-3d;will-change:transform}.grid3,.two{perspective:1200px}
.k{color:var(--gtext);font-weight:700}
@media(max-width:840px){footer .wrap{grid-template-columns:1fr}.hero .g{grid-template-columns:1fr}.hero{padding:70px 0 60px}section{padding:64px 0}.stack{transform:none!important;min-height:380px}.l1,.l2{display:none}.l3{inset:0}.badge3d{right:6px;top:-26px;transform:none}.chip3d{transform:none;left:0}}
@media(max-width:700px){.clientGrid{grid-template-columns:1fr 1fr}.clientCard{min-height:125px}}
 @media(max-width:560px){.bar{padding:12px 16px}.logo{font-size:1.05rem}.logoMark{width:34px;height:34px}.logoSub{font-size:.5rem}nav{width:100%;justify-content:center;gap:0;flex-wrap:nowrap}nav a{padding:7px 9px;font-size:.85rem}nav a.cta-n{margin-left:3px;padding:8px 15px}}
@media(prefers-reduced-motion:reduce){.badge3d{animation:none}.stack{transition:none}}